For quite some time, this question has been in my mind:
are you a builder or an editor?
(Not that I really know what that means. Usually it pops into my mind in conjunction with the idea that I’m getting rid of some article of clothing but I don’t really have anything to replace it in my wardrobe.)
So, the way I see it, each proclivity – building or editing, shopping or biffing – has its problems. And either could wind up with nothing to wear. Most wardrobe advice seems to come from the angle that we all have a closet stuffed full of clothes and nothing to wear, but that is not the case for me or for most of the people I have talked to about it. I had somebody tell me recently that if we were to do a closet audit she would have to go shopping first or there would be nothing to audit!
So, how much is a reasonable amount to spend on clothes? In Dave Ramsey’s budget worksheet, 2 to 7% is the suggested amount. Even with our moderate income, I have been spending less than that. Actually, I have not spent enough For some people (builders), the budget should be taken as a limit; for others (editors), it needs to be a minimum. You can live on less for a season, but perhaps it shouldn’t become a lifestyle. If “He makes me lie down in green pastures” (Psalm 23:2), why do I want to settle for scorched earth?
My suggestion: if possible, budget 2% per person, up to 7% for a family. Beyond that, creativity and economy can be employed to stretch the budget around the number of kids you have. Chances are, if you are consistently spending too little, your wardrobe isn’t really working for you.